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Free templates are great because they can save you a lot of time, especially if you already know how to use Notion. However, I often suggest that beginners try building their own templates for the following reasons:
Tutorials are excellent for this purpose. They provide guidance on building your own template while still allowing you to gain all the benefits of doing it yourself.
So if you're interested in creating your own Finance Tracker, I recommend checking out this tutorial that I wrote and recently updated. It explains how to set up your income and expenses databases, how to generate monthly and yearly reports, and how to arrange the layout.
Read here